BCS COI Tracking Alternative for US General Contractors
Skip per-vendor enterprise fees and multi-day analyst queues. EndorseLock audits subcontractor ACORD 25s, ISO endorsements, and exclusions in 8 seconds for $79/mo.
Why US General Contractors Switch From BCS (bcsaudit.com) to EndorseLock
- Engineered 100% around US construction ISO endorsements (CG 20 10, CG 20 37, CG 20 38, CG 24 04, WC 00 03 13).
- Zero fees or paywalls ever charged to your subcontractors or their insurance brokers.
- 8-second automated forensic verification of Schedule of Forms (IL 12 01) and E&S policy exclusions.
- Predictable flat pricing ($79/mo Builder, $149/mo Commercial GC) with zero onboarding fees.
- Instant Annual Carrier Audit ZIP Binder ready for NCCI / state Workers' Comp premium auditors.
Head-to-Head Comparison: EndorseLock vs. BCS (bcsaudit.com)
| Capability | EndorseLock ($79/mo) | BCS (bcsaudit.com) |
|---|---|---|
| Starting Price | $79 / mo (or $690 / yr) | $5,000+ / yr |
| Subcontractor / Vendor Fees | $0 — Free zero-login broker upload | Varies by program model |
| Endorsement Audit Speed | 8 Seconds | 24 to 72 hours (Analyst queue) |
| Construction Exclusion Forensics | 12 Lethal clauses (CG 22 94, Action-Over) | Requires full-service analyst tier |
| Point-in-Time Draw Clearance | Cryptographic PDF Certificate | Standard compliance status |
| Onboarding Time | Under 60 seconds | 3 to 6 weeks |
| Contract Requirement | Month-to-month or Annual | Annual enterprise contract |
Frequently Asked Questions: Switching From BCS (bcsaudit.com)
Does EndorseLock charge my subcontractors a fee to upload their COI?
Never. Subcontractors and insurance brokers upload policy PDFs for free through a secure, zero-login magic link, ensuring fast trade compliance without frustrating your best crews.
Does EndorseLock audit actual endorsement pages like BCS Full-Service?
Yes—and in 8 seconds instead of 48 hours. EndorseLock extracts and inspects backing ISO endorsements (CG 20 10, CG 20 37, CG 24 04, WC 00 03 13) and the Schedule of Forms (IL 12 01) automatically.