Billy COI Alternative: Instant 8-Second Policy Endorsement Audits ($79/mo)
Compare EndorseLock vs. Billy for US General Contractors: get deep ISO endorsement & Schedule of Forms exclusion auditing without $4,000+/yr enterprise sales contracts.
Why US General Contractors Switch From Billy (Billy Insurance) to EndorseLock
- Transparent self-serve plans at $79/mo (Builder) and $149/mo (Commercial GC) — start auditing in 60 seconds.
- Forensic inspection of CG 20 10, CG 20 37, CG 20 38, CG 24 04, WC 00 03 13, and IL 12 01 Schedule of Forms.
- Hunts down hidden E&S exclusions (Action-Over, CG 22 94, Residential/Condo, Height, Classification Limitations).
- Zero-login magic upload portal for insurance brokers with verbatim deficiency cure instructions.
- 1-Click Annual Carrier Audit Defense ZIP Binder + cryptographic Draw Clearance Certificates.
Head-to-Head Comparison: EndorseLock vs. Billy (Billy Insurance)
| Capability | EndorseLock ($79/mo) | Billy (Billy Insurance) |
|---|---|---|
| Starting Price | $79 / mo (or $690 / yr) | $3,600+ / yr (Quote-based) |
| Self-Serve Signup | Instant — No demo call needed | Book-a-demo sales gate |
| Audit Turnaround | 8 Seconds | Minutes to hours depending on review |
| Deep Exclusion Forensics (CG 22 94, Action-Over) | Built into core scanner | Limited on standard COI tiers |
| Draw Clearance Cryptographic Stamp | Included on all plans | Not included |
| 1099 Vendor Roster Import | 1-Click CSV from QBO, Sage, Procore, Excel | Focused on Procore/CMiC connectors |
| Broker Co-Brand Partner Plan | $299 / mo (500 scans/mo) | Custom enterprise partnership |
| Contract Lock-In | Cancel anytime | 12-month contract |
Frequently Asked Questions: Switching From Billy (Billy Insurance)
How is EndorseLock different from Billy for construction compliance?
Billy focuses on mid-market ERP administration behind annual sales quotes, whereas EndorseLock gives any US General Contractor instant 8-second forensic endorsement and exclusion auditing (catching CG 22 94, Action-Over, and missing CG 20 37 forms) starting at $79/month with no annual lock-in.
Do I need Procore to use EndorseLock?
No. EndorseLock works standalone out of the box in 60 seconds and accepts 1-click 1099 vendor CSV exports from QuickBooks, Sage, Foundation, Procore, Buildertrend, or Excel.